When things do go wrong and you need to make a claim, the Knight James team is here for you.
We are available at ANY time and will help you to prepare your claim, working with your insurers to achieve prompt settlement.
See how we can help you…
Property Insurance
We can arrange bespoke, flexible cover on an annual, project or one-off basis. Typically, insurance will cover such aspects as buildings, tools, equipment and stock and business interruption. If you employ contractors and subcontractors, we can arrange third party liability.
Motor Fleet Insurance
We can arrange cover for all types of fleet, ranging from just a few vehicles up to hundreds, including cars, vans, trucks or plant. We can secure bespoke insurance from a specialist fleet provider, ensuring your drivers and vehicles are protected at all times.
Professional Indemnity
This type of cover is very important if you provide a professional service to other businesses, or sell your skills or knowledge.
PI insurance offers protection if you make a mistake or show negligence, resulting in your client making a financial loss and claiming against you. We can also advise on ‘run-off’ PI cover should you be looking to retire or sell/close your business.
Employers Liability
This is mandatory by law and protects your legal liability as an employer against injury, disease or death sustained by your employees during the course of their employment.
Public Liability
This is not a legal requirement but is important as it covers your legal liability against third parties suing you for injury, loss or death resulting from your negligence while carrying out your business.
Directors’ & Officers’ Liability
As a director, officer or senior employee, actions may be brought against you personally if you are accused of actual or alleged breach of duty, neglect, errors or omissions and mis-statements.
Even if you have done nothing wrong, the consequences could be devastating.
Why take the risk when we can arrange the cover to put your mind at ease.
Business Interuption Insurance
This insurance covers the loss of income that a business suffers after a disaster while its facility is either closed because of the disaster or in the process of being rebuilt after it.
We can add this to your property insurance policy or comprehensive package policy.
Goods in Transit
We can cover your business 100% all risks for goods that are either lost or damaged while in transit, an essential if you run a courier or haulage firm.