We provide advice on the full spectrum of financial planning needs.

Knight James Mortgages & Lending - Services banner

We listen and understand what’s important in your life and then construct a sensible and balanced plan to achieve it.

Our services include:

Purchases

You’ve found your dream home and can’t wait to move in. You just need to get your mortgage offer sorted.

We know it can seem like a challenge, with so much paperwork to think about on top of dealing with estate agents and solicitors.

Our expert advisers are here to find the right mortgage product to suit your needs. We’ll work hard to find you the most competitive interest rate and take care of the application for you, guiding you through each stage, in what can be a stressful time.

We work quickly, and we’ll do our best to expedite the process by working closely with your estate agent and solicitor to achieve a speedy conclusion.

Remortgages

Given the turbulence in the mortgage market, it’s imperative to plan ahead with choosing your new mortgage product, before you fall onto your lender’s standard variable rate.

Generally, we’d suggest starting to look at your options with both your existing lender, as well as those available in the marketplace. We’ll guide you through the process, to ensure you spend as little time as possible on a standard variable rate.

Further lending

Life throws up many surprises, and often at the wrong time! If you’re tied in to an existing mortgage, we can guide you through the various options available to you. These include analysis of what your existing lender can offer, as well as the potential benefits of Second Charge lending, where applicable.

Lifetime mortgages and later life lending

For many, their house is your main financial asset. You may well not want to move home, to release equity, or simply have come to an end of a mortgage term and need to repay the mortgage debt to a lender.

Our specialist advisers will be able to guide you through the pros and cons of releasing equity from your property, as well as the number of other options that may be suitable for you.

Speak with our experienced team to find out how we can help.

Contact us