How we work.

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Any financial planning we undertake begins with a complete understanding of your circumstances which we achieve through the following stages.

Initial Meeting

Whether you are a new or existing client, you will need to set aside some time to talk to us.

The initial meeting is at our expense and there is no obligation. It is an opportunity for us to get a good understanding of each other and to see if there is a basis for a strong and mutually rewarding relationship.

We can advise you on anything from a short-term financial objective to a lifetime financial plan, followed up with regular reviews.

Stage 1 - Factfind

At this stage we discuss your requirements, document your current financial situation and establish your attitude to risk, where appropriate.

Assuming there’s a good fit between us, we will review your financial situation and conduct a needs analysis, taking into account any specific plans and/or targets you may have.

Stage 2 - Our Report

With the information you provide us we research and present our findings to you. This includes analysis of any existing contracts in place, together with their suitability for your circumstances now and going forward.

We analyse existing fund or pension performance using some of the very best research tools available to advisers in the UK today.

Stage 3 - Our Solution

With our findings we are able to then recommend a solution or strategy, if needed.

Where a new plan or solution is recommended, we will clearly explain its key features and how it works. This will include full detail on charges, tax efficiency and any risks associated with it now or in the future.

Stage 4 - Implementation

If you are happy for us to proceed, we set about implementing our solution.

This will typically involve completion of your applications required, and the processing of these will be dealt with in an efficient and timely manner. We’ll keep you informed of the progress at all times.

Ongoing Advice & Review

Here we agree the level of service which you require, including the frequency of reviews, where necessary.

This will include reviewing any plans that have been set up, ensuring that they remain suitable at all times.

Your attitude to risk may well change as key events such as retirement draw closer, and so regular contact with your adviser is both essential and welcomed.

Speak with our experienced team to find out how we can help.

Contact us